World Business Web

The following is a companion article to the article where to invest my money, enabling us to better compare some of the major investment alternatives on the market, taking into account criteria such as investment horizon, return, risk, capital requirements, degree of difficulty and degree of liquidity.

It should be noted that the assessment given to each of the criteria of each alternative is a personal opinion and should only be taken as a reference, but not as an objective assessment far as advice. Before making an investment decision is advised to seek further information on these alternatives.

Knowing the assessment assigned to each criterion will allow us to better evaluate each investment alternative, but to do this, we must also consider other criteria or personal factors, such as our ability to invest, our profitability goals, our risk tolerance our skills and knowledge and also our personal preferences or tastes.

Create a business

Creating a business is to start a business from scratch.

* Investment horizon: the success by investing in building a business, usually occur only at medium or long term.
* Value for money: build a business is usually a very profitable investment where they can earn much money.
* Risk: Creating a business is often a profitable investment, but at high risk of getting poor results or losing money.
* Capital requirement: the amount of investment required to invest in building a business is usually high, although there are profitable businesses that do not require further investment.
* Degree of difficulty: to create and manage a business usually has a high degree of difficulty, as this requires having knowledge and skills in various business topics.
* Degree of liquidity: creating a business has a low degree of liquidity, because once the money invested in building the business, it is difficult to convert into cash.

Buying a business

Buying a business is to buy a business that is already in operation (acquire a transfer).

* Investment horizon: Unlike starting a business from scratch, buying a business has the advantage of being able to start trading immediately, have an established customer base, and having a recognized name, so its horizon investment tends to be short or medium term.
* Value for money: as it happens by investing in building a business, invest in an operating business also tends to be a profitable investment.
* Risk: buy a going concern is generally not at increased risk, provided that it has acquired a profitable business.
* Capital requirement: the amount of investment required to invest in buying a business is usually high.
* Degree of difficulty: purchase and manage a business usually has a high degree of difficulty, though less to start and manage a new business.
* Degree of liquidity: buy a business has a low degree of liquidity, because once the money invested in buying the business, it is difficult to convert it into cash.

Buying a franchise

Acquiring a franchise is to obtain a license or grant the right to explore a trademark.

* Investment horizon: like to buy an operating business, a franchise has the advantage of being able to start trading immediately, and to have a name or brand recognition, so that your investment horizon is usually short and medium term.
* Value for money: as happens when you invest in buying a business, invest in acquiring a franchise is also often a profitable investment, especially if it is a recognized franchise.
* Risk: buying a franchise does not usually have a higher risk, provided they have purchased a franchise recognized.
* Capital requirement: the amount of investment required to invest in acquiring a franchise is usually high.
* Degree of difficulty: acquire and manage a franchise usually has a high degree of difficulty, though less to start and manage a new business.
* Degree of liquidity: a franchise has a low degree of liquidity, because once the money invested in the acquisition of the franchise, it is difficult to convert into cash.

Debt

Investing in debt securities is to invest in the purchase of securities or financial assets such as bonds, debentures, bills, notes.

* Investment horizon, investing in debt securities investment is usually a medium or long term.
* Value for money: invest in debt securities generally present a moderate cost.
* Risk: the risk to acquire debt securities generally low.
* Capital requirement: the amount of investment required to start investing in securities generally certainly not high.
* Degree of difficulty: invest in debt securities typically have higher degree of difficulty, but require certain financial and market knowledge.
* Degree of liquidity: some debt can be converted easily to cash, although for others, not true.

Actions

Investing in stocks is to invest in the stock issuing companies listed on the stock.

* Investment horizon, investing in stock investing is usually a short, medium or long term.
* Value for money: investing in shares is often a profitable investment, provided that appropriate decisions are taken.
* Risk: the risk of investing in stocks is usually high, since the stock market tends to be a highly volatile market.
* Capital requirement: the amount of investment required to start investing in stocks is usually moderate.
* Degree of difficulty: invest in stocks usually has a high degree of difficulty, since it requires knowledge and experience that will allow one to make the right decisions.
* Degree of liquidity: buy stocks with a high degree of liquidity since the shares can be easily converted into cash.

Real estate

Investing in real estate is to invest in the purchase of real estate or real estate such as houses, apartments, commercial premises, land, etc.

* Investment horizon, investing in real estate is usually a long-term investment.
* Value for money: invest in real estate is often a profitable investment, provided that the appropriate properties are acquired.
* Risk: The risk of investing in real bins is usually minimal because of the difficult properties lose their value and, conversely, it tends to increase with time.
* Capital requirement: the amount of investment required to start investing in real estate is usually high.
* Degree of difficulty: investing in real estate does not usually present a higher degree of difficulty, as it is a simple investment that requires more expertise, but knowledge of the market.
* Degree of liquidity, buying real estate has a low degree of liquidity, because the properties cannot be easily converted into cash.

Currency

Investing in currencies is to invest in the purchase of currencies such as dollars, euros, yen or pounds.

* Investment horizon, investing in foreign investment is usually a short, medium or long term.
* Value for money: investing in currencies is often a profitable investment, provided, however, has spent a good amount of money and made the right choices.
* Risk: The risk of investing in currencies is usually high, because the currency market tends to be a highly speculative and volatile.
* Capital requirement: the amount of investment required to start investing in currencies is minimal.
* Degree of difficulty: investing in currencies usually has a high degree of difficulty, since it requires knowledge and experience that will allow one to make the right decisions.
* Degree of liquidity: buy currencies with a high degree of liquidity, as currencies can be easily sold.

Gold

Investing in gold is to invest in the purchase of gold either directly (for example, to buy bullion or gold coins) or indirectly (for example, to purchase certificates of deposits of gold, or investing in mutual funds specializing in gold).

* Investment horizon, investing in gold is usually a long-term investment.
* Value for money: investing in gold can be a profitable investment, but, generally, in the long term.
* Risk: the risk of investing in gold is usually negligible, since it is hardly an asset that depreciates and, conversely, its value tends to increase with time.
* Capital requirement: the amount of investment required to start investing in gold is minimal.
* Degree of difficulty: Investing in gold no greater degree of difficulty, as it is a simple investment.
* Degree of liquidity: buy gold has a high degree of liquidity, as gold can be easily converted to cash.

Mutual Funds

Investing in mutual funds are to invest in an investment fund formed by the voluntary contributions of money from individuals and / or legal, which is met by a Fund Management Company, which in exchange for a commission, is responsible for managing and investing fund money in a diversified portfolio of financial instruments.

* Investment horizon, investing in mutual funds investment is usually a medium or long term.
* Value for money: investing in mutual funds can be a profitable investment, but, generally, in the long term.
* Risk: the risk of investing in mutual funds tends to be minimal because investments by mutual funds are made by professional investors who invest in a diversified way, and besides, the funds are regulated and supervised by government agencies.
* Capital requirement: the amount of investment required to start investing in mutual funds is minimal.
* Degree of difficulty: investing in mutual funds no greater degree of difficulty, as it is a simple investment.
* Degree of liquidity, investing in mutual funds with a high degree of liquidity because the money invested in a mutual fund can be easily converted to cash.

Time deposits

Invest in time deposits is to deposit money into an escrow account for a specified period in the bank.

* Investment horizon, investing in time deposits is usually a long-term investment.
* Value for money: invest in time deposits is a bad investment.
* Risk: The risk of investing in term deposits is minimal time deposits are treated in safe investments and low risk.
* Capital requirement: the amount of investment required to start investing in term deposits is usually minimal.
* Degree of difficulty: to invest in time deposits no greater degree of difficulty.
* Degree of liquidity, term deposits have a high degree of liquidity, since it can withdraw the money invested at any time, although in some cases it is necessary to pay a commission to perform it.

Savings Accounts

Investing in savings accounts are to deposit money in a savings account at the bank.

* Investment horizon, investing in savings accounts is usually a long-term investment.
* Value for money: investing in savings accounts is a bad investment.
* Risk: the risk of investing in savings accounts is minimal savings accounts are treated in safe investments and low risk.
* Capital requirement: the amount of investment required to start investing in savings accounts is usually minimal.
* Degree of difficulty: investing in savings accounts no higher degree of difficulty.
* Degree of liquidity, savings accounts have a high degree of liquidity, since it can withdraw the money invested at any time.

Innovation is the implementation of selected new ideas, such as products, services, tools, processes, practices, in short, anything that is useful and of value to what is being used in everyday life.

Innovation in the world of franchising in many respects corresponds to the initiative of a company and the process of adaptation of other brands participating in the same line.

In this regard, two of the appealed strategies to counteract the “law of the pioneer, which causes innovation is the adaptation and increasing value and resistance to tradition, the excuse that he made”.

For much of what is done in this market, innovation and spectacle are crucial aid to the commercial success of a franchise, therefore, be taken into account that innovation and adaptation process are very important factors in this case.

To innovate is to consider objectively what we worked before, or so far, and can improve, or resolve. However, the willingness to change is important. You must be aware that innovation is an engine that involves all people, especially in the company. Since the trigger on the phenomenon of innovation is always a point of departure “pivot” and then everything else moves.

Innovate is a very serious approach, appealing to the virtuous circle of franchising, Innovation comes much to research and development is done with commitment.

The term innovation has a strong connection with the concept of time, but the interesting question of the day would be.

When innovate?

“Innovate when you can” would be a rude response, but is most successful. The innovation involves a profound ID, dedicated and committed to the benefit to the customer and the company itself, considering that there is a franchisee that placed their confidence in our concept implies the benefit of involving him as a mainstay.

You can not innovate in any way if not what is being DOMINA innovate. It should be clear that innovation by necessity rather than whim. The fad is not one who is perceived as changes in the way because the way it is attention to detail and, thus, is how the samples were beginning to master in what is offered in the market, designs, ergonomic issues and many other events perceived as mere form at the time to innovate, not whims.

Is it necessary to innovate?

Yes, yes it is. A franchise is a consolidated picture of success and harmony, the momentum, the entrepreneurial drive; a whole set of values which route to personal fulfillment.

The problem is the willingness to innovate. This is another equally solid foundation is: Do we want to repeat what we know with certainty that no longer works?

Adapt or die

To innovate is not enough research and development, it remains a discriminatory process of adaptation of all agents in the environment of the franchise, those who decided to invest in the business for the processes, consumers who will now discuss how innovation, attitude of the franchiser, advertising that will strengthen the pace and positioning for the brand, innovation costs, finally, in the phenomenon of consolidation innovation does not arise in the fact of “renewed” but to adapt and continue .